Credit Services

We realize that sometimes you need a little help to get over the finish line. Whether you're building a home, or cottage, or maybe you're just renovating your house, credit can help when it comes to making payments on your purchases. Enjoy the peace of mind that comes with being able to tackle these costly projects with our in-store credit program.

Shepherd's In-Store Credit

• Shepherd’s In-store Credit is good for LARGE purchases like new builds or renovations. This credit option is meant for contractors, or individuals building their homes, and not for smaller purchases. The entire bill is due at the end of the following month, otherwise interest is charged if not paid in full.
• Personal or business accounts can either print out the form below and bring it to the store, or apply directly in store. Credit is granted on a case-by-case basis after a credit check.
• Business Customers who shop regularly at Shepherd’s can also opt for a Cash Account. This gives business customers a slight discount, but you must pay cash or by credit card at the time of purchase. Discounts on these types of accounts are reviewed yearly, and adjusted based on previous years’ purchases. This is available for business customers only.